Affinity Financial Planning Logo

Mortgages

A mortgage is likely to be the single largest financial commitment you ever make. There's a wide range of mortgage products out there, with varying interest rates and repayment options available.

Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

A fee of 1% of the loan amount is payable on completion.


Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Buying a home

Buying a home

Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs.

First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Second Charge Loans

Second Charge Loans

Second charge loans can be secured against residential or Buy to Let properties.

Self Build Mortgages

Self Build Mortgages

These are mortgages suited to people building a new home. With a self build mortgage, money is released in stages as the build progresses.

UK News

Members of the iconic comedy group lead tributes to their "outrageously funny" co-star, who has died aged 77.
The prime minister urges the UK to "move forwards as one" as legislation securing the EU exit passes.
She tells the BBC Labour had "a great set of policies" at the election but got its "messaging" wrong.
The costs of the news and current affairs show have been "deemed too high", our media editor says.
The heir to the throne calls for a "paradigm shift" in the way the world deals with climate change.